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rsun2008
Fidelity 开户 Roth IRA需要PR么？
2571
5
2007-04-07 00:46:00
不知道F1学生可不可以开户呢？需要去Local Branch开还是online就可以啊？
另一个问题就是，Roth IRA和Traditional IRA到底哪个好一些呢，^_^
以下是引用rsun2008在2007-4-7 0:46:00的发言：
不知道F1学生可不可以开户呢？需要去Local Branch开还是online就可以啊？
Online is ok. You don't need to be PR.
另一个问题就是，Roth IRA和Traditional IRA到底哪个好一些呢，^_^
Well, In a nutshell, traditional IRA is tax free for now, while Roth IRA is tax free when you withdraw. So it's hard to say which one is better.
F1开Roth首先要搞清楚收入是不是Qualify要求.
F1 is qualified.
我觉得 Roth IRA 因为是用税后的钱买，不用担心保税，比较简单。
Roth IRA is better, but be prepared that you can't take out your money
until 59 years old.... with the exception of $10000 for first home purchase.
so unless you are absolutely sure you don't need the money for the near future, don't think about Roth IRA.
until 59 years old.... with the exception of $10000 for first home purchase.
so unless you are absolutely sure you don't need the money for the near future, don't think about Roth IRA.
初始化编辑器...
到底了
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