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Huaren
等级一等兵
威望--
贴子582
魅力802
注册时间2006-10-05

deqin

只看楼主

about BT(balance transfer)

2043

15

2007-05-21 16:07:00

近来手紧,但有一钱要付, 想通过BT转点钱出来。

从来没有用过, 有没有jm熟习怎么操作的?

我申请了citi professional 的卡,就是那个$150 bonus的那张。

是不是直接在网上申请BT,转到我的其他的checking account 就可以了。

然后每个月付min pay,

最后在0 APR BT 期限结束事还清所有的就可以了?

在方面真的很无知,请大家赐教!!!不胜感激!!!!!

Huaren
等级少尉
威望2
贴子1965
魅力3827
注册时间2007-05-16

bayernjuven

只看他

2007-05-21 17:11:00

BT usually works between credit cards and will charge some fee, unless it is in the promotion period.
Huaren
等级少尉
威望2
贴子1965
魅力3827
注册时间2007-05-16

bayernjuven

只看他

2007-05-21 17:16:00

What you need is cash advance, not BT
Huaren
等级大校
威望29
贴子8724
魅力14463
注册时间2006-01-06

Issis

只看他

2007-05-23 13:07:00

of course you can do BT to transfer money from cc to checking, but you might have to call to do the BT though.

a few things to note:

1) pay off all your balance on the card before you do BT.

2) do NOT use the card once it has a BT on it. use it only AFTER the BT is paid off.

3) beware of the transfer fee/APR, and whether the TRANSFER FEE counts as purchase or BT.


[此贴子已经被作者于2007-5-23 13:09:05编辑过]

Huaren
等级贵宾大校
威望38
贴子18650
魅力23649
注册时间2005-08-12

vegetarcat

只看他

2007-05-23 16:24:00

以下是引用Issis在2007-5-23 13:07:00的发言:

of course you can do BT to transfer money from cc to checking, but you might have to call to do the BT though.

a few things to note:

1) pay off all your balance on the card before you do BT.

2) do NOT use the card once it has a BT on it. use it only AFTER the BT is paid off.

3) beware of the transfer fee/APR, and whether the TRANSFER FEE counts as purchase or BT.


还有,楼主,你要进行操作的是cash advance,不是BT.

Huaren
等级大校
威望29
贴子8724
魅力14463
注册时间2006-01-06

Issis

只看他

2007-05-24 14:01:00

以下是引用vegetarcat在2007-5-23 16:24:00的发言:

还有,楼主,你要进行操作的是cash advance,不是BT.

no no.

i've done BT like this before.

i called, they offered to transfer fund to my checking or cut me a check. this kind of BT is doable. it's just lz might need to call to clarify. some cc might not offer BT to checking.

Huaren
等级贵宾大校
威望38
贴子18650
魅力23649
注册时间2005-08-12

vegetarcat

只看他

2007-05-24 15:50:00

以下是引用Issis在2007-5-24 14:01:00的发言:

no no.

i've done BT like this before.

i called, they offered to transfer fund to my checking or cut me a check. this kind of BT is doable. it's just lz might need to call to clarify. some cc might not offer BT to checking.

队的
Huaren
等级大校
威望29
贴子8724
魅力14463
注册时间2006-01-06

Issis

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2007-05-25 15:22:00

大猫大猫!你的头像好可爱啊!!!
Huaren
等级贵宾大校
威望38
贴子18650
魅力23649
注册时间2005-08-12

vegetarcat

只看他

2007-05-25 17:59:00

以下是引用Issis在2007-5-25 15:22:00的发言:
大猫大猫!你的头像好可爱啊!!!

朋友给的,一只小猫在看一只甲虫。

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Huaren
等级大校
威望11
贴子9017
魅力10209
注册时间2005-05-24

ismylie

只看他

2007-05-26 23:34:00

有的信用卡是不可以转到银行户头的,只能付其他的卡.有的可以,要打电话去问才知道.
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