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Huaren
等级中校
威望4
贴子3766
魅力5824
注册时间2006-10-19

spll

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[讨论]AE credit card?

1398

12

2007-09-15 18:54:00

我本来打算申请一个American Express SImplyCash Business Card.因为gas总是5% cash back.最近收到了AE的信,问关于“customer identification "的信息。" If your business is a Sole Proprietorship..." or " If your business is Corporation or Partnership we need one of the following..."。这才想说这种卡是不是不能一般的个人申请啊?

多谢各位!!!

Huaren
等级贵宾大校
威望125
贴子23515
魅力28961
注册时间2005-08-20

heavysnow

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2007-09-15 19:23:00

Below are two links from the same site, and it says,

"The American Express SimplyCash Business Card is aimed at the small business owner with very good credit. It offers a reward program which earns the cardholder variable rebate percentages."

Then another link says,

"The American Express SimplyCash(SM) Business Card is designed for those with very good credit and who plan to take advantage of the cash back reward program."

I dont think it's a problem to apply one for just individual.  It's worth a try.

Huaren
等级中校
威望4
贴子3766
魅力5824
注册时间2006-10-19

spll

只看楼主

2007-09-15 19:27:00

是啊。那就随便试试吧。大不了就是拒了。哦对了,被拒影响credit history么?
Huaren
等级版主
威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

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2007-09-15 21:53:00

COSTCO也有那种business卡,之前促销,店里的人说,即使自己没有公司,也可以申请,算Sole Proprietorship
Huaren
等级贵宾大校
威望5
贴子629
魅力2200
注册时间2007-05-27

happyjia

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2007-09-15 22:34:00

干嘛不申请discover 的 open road卡呀,也是5%的gas cash back,汽车维护也是5%。我非常喜欢。

Discover® Open Road Card
  • 0% Intro APR* for Purchases and Balance Transfers for 12 months
  • Full 5% Cashback Bonus® on gas and auto maintenance purchases*
  • Up to 1% Cashback Bonus on all other purchases automatically*
  • Unlimited cash rewards that never expire
  • No Annual Fee
  • $0 Fraud Liability Guarantee
  • DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift
    cards or certificates from many of our 70 brand name partners


[此贴子已经被作者于2007-9-15 22:34:16编辑过]

Huaren
等级中校
威望4
贴子3766
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注册时间2006-10-19

spll

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2007-09-16 00:11:00

哇赛,居然算sole Proprietorship啊!我又看看那封信,弄不明白我到底算啥,还想说打电话问问呢。正好,如果是sole proprietorship,打电话告诉他们信息。这个明显搞怪啊,哈哈。

我申请这个卡,主要是有一天在网站上看到了广告,想想说AE到costco还挺管用,前一段买IBM不是也有extra discount嘛。on top of that,油还是5%。赫赫。

Huaren
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威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

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2007-09-16 01:17:00

以下是引用spll在2007-9-16 0:11:00的发言:

哇赛,居然算sole Proprietorship啊!我又看看那封信,弄不明白我到底算啥,还想说打电话问问呢。正好,如果是sole proprietorship,打电话告诉他们信息。这个明显搞怪啊,哈哈。

我申请这个卡,主要是有一天在网站上看到了广告,想想说AE到costco还挺管用,前一段买IBM不是也有extra discount嘛。on top of that,油还是5%。赫赫。

是啊,那天店里促销的就是它们的那个business card,那个人蛊惑了我半天,所以我觉得应该通用的原则吧

不过这个申请不到的话,对分数也没虾米影响的,大不了换一个卡种申请。MM要是是COSTCO的会员的话,申请它那个business card估计更容易呢,加油也是给5%

Huaren
等级中校
威望4
贴子3766
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注册时间2006-10-19

spll

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2007-09-17 19:54:00

太谢谢冰蝎mm啦!

Huaren
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注册时间2007-09-04

uiuchsu

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2007-09-22 12:55:00

用amex的business 要注意不要被review....
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Huaren
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威望4
贴子3766
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spll

只看楼主

2007-09-25 17:34:00

以下是引用uiuchsu在2007-9-22 12:55:00的发言:
用amex的business 要注意不要被review....

这个我怎么控制呢?事实上,我那天打电话过去,本来想滥竽充数的告诉人家我这个"sole proprietorship" 的business information,结果对方态度狂好地告诉我说我不能申请这种business card。咣当一下! 算了,AMEX和我无缘...

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