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Huaren
等级中尉
威望3
贴子2453
魅力2868
注册时间2006-04-07

Reagent

只看楼主

也是关于IRA的问题

1189

8

2007-12-27 20:04:00

大家给推荐一下去哪里买IRA好吗?
还没决定要买roth还是traditional... 读了半天没弄明白,头疼啊。
再小声问一句:这两种都是五年内不能动吗?比如用来买用来第一处房子就要交罚金?

Huaren
等级少尉
威望2
贴子1849
魅力2111
注册时间2005-11-13

shoppingyaya

只看他

2007-12-27 20:14:00

vanguard or fidelity, both are good.

Withdrawal for the first home purchase is ok without penalty. but you'd better not to, as you can not put the money back after withdrawal.

Huaren
等级中尉
威望3
贴子2453
魅力2868
注册时间2006-04-07

Reagent

只看楼主

2007-12-27 20:55:00

以下是引用shoppingyaya在2007-12-27 20:14:00的发言:

vanguard or fidelity, both are good.

Withdrawal for the first home purchase is ok without penalty. but you'd better not to, as you can not put the money back after withdrawal.

What does this mean?  My IRA gets over when I withdraw some money for the first home purchase?


Huaren
等级中尉
威望3
贴子2453
魅力2868
注册时间2006-04-07

Reagent

只看楼主

2007-12-27 22:02:00

自己踢一脚

Huaren
等级中尉
威望3
贴子2453
魅力2868
注册时间2006-04-07

Reagent

只看楼主

2007-12-28 13:05:00

Kick, kick ~~~
Huaren
等级贵宾大校
威望55
贴子32118
魅力35041
注册时间2007-07-09

一妮

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2007-12-28 17:14:00

Technically speaking, you dont choose roth or traditional IRA. they choose you.

Traditional IRA has an income limitation and if your have high income, you might be phased out.

Huaren
等级大校
威望8
贴子6968
魅力7739
注册时间2007-11-05

ready

只看他

2008-01-02 00:34:00

以下是引用一妮在2007-12-28 17:14:00的发言:

Technically speaking, you dont choose roth or traditional IRA. they choose you.

Traditional IRA has an income limitation and if your have high income, you might be phased out.

roth ira也有类似限制的

  • Single filers: Up to $99,000 (to qualify for a full contribution); $99,000-$114,000 (to be eligible for a partial contribution)
  • Joint filers: Up to $156,000 (to qualify for a full contribution); $156,000-$166,000 (to be eligible for a partial contribution)
  • Huaren
    等级贵宾大校
    威望55
    贴子32118
    魅力35041
    注册时间2007-07-09

    一妮

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    2008-01-02 09:24:00

    该内容需要1魅力值以上才能阅览
    Huaren
    等级贵宾大校
    威望55
    贴子32118
    魅力35041
    注册时间2007-07-09

    一妮

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    2008-01-02 09:26:00

    该内容需要1魅力值以上才能阅览

    [此贴子已经被作者于2008-1-2 9:26:39编辑过]

    初始化编辑器...

    到底了