我的问题是:

1.       我听说F-1 每年有1000刀用于买书,电脑等学习用品的钱是可以免税的,是真的吗?该填在哪儿,怎么填?

[此贴子已经被作者于2008-3-2 22:05:02编辑过]

2.       又是听说啊,F-1 的前5年银行利息收入是不用交税的,可是我怎么找不到相关规定?反而是PUB 519 明确说resident alien 的所有interest income都是taxable的.这样一来F-1 作为resident alien 报税,利息收入不是也应该报上吗?哪位高人可以指点一下吗?

3. 我们去年买了车,23000的车款,贷了3年款,交了大概1800的税.这部分钱可以免税或抵税吗?还是说因为没选itemized deduction,所以不能填上去了?补充一下,不是hybrid车.

菜鸟级的,上面有说的不对的请指正,误导了别的JMS就不好了.我的问题也请JMS讨论一下,个人觉得还是比较有代表性的吧.

我来试着回一下，

1，F1有1000块学习用品免税，从来没听说过。也没看到过相关条例。

2。F1前5年利息免税是指NR。如果你们选择resident alien，用1040，那利息要交税。

3。不选itemized deduction的话，forget about this.

还有，如果已经收到1042，有5000免税的话，就不用在－5000和填8833了。

谢谢楼上的回答.可是我不明白了,如果resident alein利息还要交税而ＮＲ不用的话，这样看起来联合报税比分开报的优势在哪儿呢?两个resident会比ＮＲ交税少吗？为什么？税率比较低？

R has more standard deduction than NR. so yes usually R will get more tax back.

Plus this year if you fill 1040, you might get up to 600 tax rebate.

By the way, if you choose R, you can not go back to NR in the future.

agree with ericwuyq on 4th floor. :)

Plus, you can claim certain tax credits with R status, such as education credits.

If you or your dependent paid qualified expenses in 2007 to enroll in or attend an eligible educational institution, you may be able to take an education credit. See details on page 37 (instruction of 1040, line 49). you may receive a 1098-T form sent by your school.

However, if you have tuition waiver or scholarship that covers tuition, then you are not eligible.