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Huaren
等级中士
威望1
贴子1135
魅力2162
注册时间2004-12-26

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questions about Microsoft Money

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19

2006-05-15 16:19:00

sorry no Chinese input now.

I just installed MONEY last night and did not give it a try. The page looked complicated to me.
I got some questions now:
1, you just go to accounts to set up different banking, credit cards & utility accounts?
2, when you link to the bank, will that tell you you will be charged?
3, are most utility accounts can be linked there and set up auto payment? like electricity/ sbc, etc.?
4, say, when a statement is due today, and you set up to pay on today 2 days ago. do you need to "open/run" the software today?
5, i saw someone used this as a bookkeeper and to itemize spendings. do you need to do this manually?
6, is this safe?

are those questions stupid? please help to reply if you know the answers. thx

Huaren
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2006-05-15 19:09:00

以下是引用icyscorpio在2006-5-15 16:44:00的发言:

MM,我没有用过MONEY

这个是我考古8出来的,MM看看吧

http://www.huaren.us/dispbbs.asp?BoardID=336&ID=134886&replyID=244443&skin=1

ha, i did kao gu and i read that post. i think it did not answer most of my questions because i think all she is doing is manually putting in data. my question for her is "how much time she spent?"

and I did google Microsoft Money. no good tutorial either.

all i want to know at this moment is "is that really worthy to try it out ? what the software can do and how much effor and money it envolves?" I checked on mitbbs and here, seems most people use it as a book keeper, some use it to pay bills. what is the benefit you can get out of it? is that only good for people with a lot of accounts or even stocks?

be honest, i never saved the credit card statement and i never paid much attention to it so i was surprised to see people see weird charges on the cards. if use Money, will the software itself "see" those for you?

 


[此贴子已经被作者于2006-5-15 19:09:28编辑过]

Huaren
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2006-05-16 00:58:00

原来回答我的是两位大斑竹呀. 谢谢.

手工输入有点麻烦. 那个BUDGET & ACTUAL # comparison is attractive though. 等周末我试试, 回头汇报.

Huaren
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2006-05-17 02:20:00

我简直要气死了, 这么晚了打了一打话,中文的, 全没了. 我改英文了, 我输入太慢

我刚试了一下,SET UP WIZARD IS really helpful. just follow it should get you there.

when you connect your accounts w/ internet, there will be 3 kinds of answers:

1, ask for username/password

eg, AE, it connected right away, updated right away

2, ask ssn/password(4 digit)

that is not the password u set up online w/ the username to pay online or whatever. i guess it is the system setting at the bank end. not sure about the sequrity, did not even try.

3, most banks will just say, you can download from the web

i kind of hate the 3 choice, it is not like someone mentioned in a former post that you do not need to go through all those credit cards websites. actually you do need to go there to download. what is the benefit? well, the good thing is, downloading is easy and data are built into the file immidiately, most of the case, do not even need to save as a seperate file and import. when you hit downloan, the data will directly go to the file.

i do have several questions

1, for setting up the account, eg, car loan monthly charge. do you set it up as a bill account or you do not set it if you use credit card to pay it? since it will be shown in the credit card payment, i am afraid there will be 2 items of spending which actually should be the same thing and then affect the calculation.

2, for each item in the statement, there is a choice to accept the charge or not. what does that mean? for despute?

3, when set up the accounts, it asked about the amount u owe and next due date. will it remind you as this date or this date will be overwrite w/ the new due date on the statement? the later one makes more sense

4, the passport file. anyone use that? how come it is the same username and password? i highly doubt about the security issue. jeez, same username/password as msn?? am i misunderstanding sth?

too late, did not get too much time to explore. hope can get some answers here. red are my questions


[此贴子已经被作者于2006-5-17 2:21:22编辑过]

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