I am currently in the trial of this service.

I would say it is over priced, but it is really good if the service is 3 dollars a month. Therefore, I am going to cancel it in the near future.

It provides 3 in 1 Credit Reports, 3 credit scores, and an analyzer, which would be useful for you to determine your credit moves, such as an inquiry, a new card and missed payments. It also features an alert system which allows you to see any changes to your report within 24 hours.

It also tells you what factors are lifting up your score or pulling down it, with detailed analysis on each factor. The service is providing a phone-number which is almost 24-7 and should you have any questions on your report, you could call them immediately for help.