thanks for replying. yes, I do have several questions.

1): Does anybody have any good company to recommend to but Roth, I
found scottade is pretty good, but want to know whether anybody have
experience with scottrade?



2): How to evaluate a good Roth, no annual fee, no termination fee, good growth? anything else?



3): Do I have to go to a local dealer or I can do it on line? It seems that only citizen can do it on line, is it true?



4): Me and my lg just got married, so we have not file any joint tax,
so is that ok he can buy it with me (he is a student without any
income)?



thanks a lot!