icyscorpio
用boa的同志,你们的帐号要收费么?
3947
20
2006-06-20 18:28:00
This is a basic, variable rate interest bearing savings account. We waive the monthly maintenance fee for
each statement cycle in which you maintain a $300 minimum balance in your account or have us make an
automatic monthly transfer of at least $25 from your Bank of America checking account to your savings
account. Each monthly statement cycle you may make 3 withdrawals with no fee, regardless of your balance and,
if you maintain a $2,500 minimum balance in your account, you may make additional withdrawals with no
excess withdrawal fee.
Minimum to open ....................................................$100
Monthly maintenance fee:
Avoid a monthly maintenance fee for each statement
cycle during which you have at least one of the
following:
■ Minimum daily balance in savings......................$300
or
■ An automatic monthly transfer of at least $25 from
your Bank of America checking account to your
savings account.
■ Otherwise:
Monthly maintenance fee ..................................$3.00
Excess withdrawal fee:
■ Minimum daily balance to avoid
excess withdrawal fee ......................................$2,500
■ Otherwise, excess withdrawal fee for each
withdrawal in excess of 3 during the
monthly statement cycle ....................................$3.00
Withdrawals include withdrawals and transfers at ATMs, teller
lines, by telephone or by any other electronic means. Fees for
withdrawals at non-Bank of America ATMs also apply.
[此贴子已经被作者于2006-6-20 18:31:41编辑过]
MM,BOA的账户有很多种啊
具体说说是哪个账户
regular saving吗?checking是哪种啊?myaccess吗?
啥意思?有哪位筒子给介绍一下。:( 多谢了
就是你的CHECKING和SAVING账户是什么类型的啊?
你登录到网上银行,会写明你账户的种类的啊
不同账户要求不一样,收费标准不一样啊
目前来看,是只有BOA的学生账户不收任何费用,5年内免费的
去是我老公带我去的。老公的是学生帐户。我开的regular的那种。我不知道啥是myaccess.
MyAccess Checking
Minimum to open ......................................................$25
Monthly maintenance fee:
■ Avoid the monthly maintenance fee for each statement
cycle in which we receive a direct deposit to your
account.
■ Otherwise:
Monthly maintenance fee ....................................$5.95
MM说你们每个存了$25,那我猜测你们开的就是MYACCESS账户了吧
账户要求每个月有一个DIRECT DEPOSIT的,否则的话,收$5.95/月的月费
不过那人告诉我只要在checking 和saving 里面各存25元就可以开了。所以当时给了50。我今天上网看看,发现自己帐号里面checking 被收了8块多的account fee. 还收了一个savings overdraft coverage transfer fee 10块。糊涂了。我什么都没干哪。
那是最低开户要求,还有SAVING账户只有一个是18岁以下开户,最低要求是$25的,其它都是$100+啊
开户的人说的所谓的$25,应该是每个月至少一次从CHECKING账户转到SAVING账户>=$25吧
regular saving的最低要求是保持$300,才不会被收月费的
我2楼的帖子里写明了,具体收费要求的
http://www.huaren.us/dispbbs.asp?boardID=336&ID=213681&page=1
我把所有账户都汇总的贴出来了,LZMM可以去看一下,选择一个适合自己的账户
thanx. 那么可以取消帐号么?我想要一个免月费的帐号。:(
为什么当时不开一个学生账户?
还有,当时你们开BOA的账户有没有拿BONUS啊,要是有的话,要拿到BONUS再考虑啊,要不就拿不到了
其实不是每个账户都强行收月费的,达到BOA的要求就可以了.你们开的都是基本账户,要求不是很高的
像DD这个要求很容易就满足了,比如往里面打工资啊,自己给自己转点钱什么的
我啥也没有啊。:(真冤呢。我们去的时候也不知道有这个bonus.只是当时我需要开个帐户。所以就去了。没有优惠。那人也没和我们说。
今天去问了。是银行那人办事出错了。把我的开成了standard account.
还好。她承认是自己失误。终于给我改成了学生帐号了。钱她说会还我。
BOA的优惠不是一直有的,有的时候会推出一些,我写了一个总结贴http://www.huaren.us/dispbbs.asp?boardID=336&ID=209898&page=1,
MM以后再申请账户,信用卡什么的,可以上来看一下。别再错过DEAL了
改成学生账户就好了,没有那么多麻烦和条条框框的限制了
到底了
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