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Huaren
等级少尉
威望3
贴子1702
魅力4694
注册时间2003-02-03

1976

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一万块钱,存在哪里呢?

2134

17

2006-10-10 20:11:00

come on, if it is for emergency money, put it in a place that you can get it out quickly, any account that have 5 or 5+% should be good ---- suppose you save it for 1 or 2 years, and since you need to pay tax on the interests also (unless you are F1), I think those 5 or 5.14 only differ a little in 1 or 2 years. so put it in a place that you can withdraw easily and quickly.

Huaren
等级少尉
威望3
贴子1702
魅力4694
注册时间2003-02-03

1976

查看全部

2006-10-10 23:11:00

以下是引用呀咕在2006-10-10 20:29:00的发言:
以下是引用1976在2006-10-10 20:11:00的发言:

come on, if it is for emergency money, put it in a place that you can get it out quickly, any account that have 5 or 5+% should be good ---- suppose you save it for 1 or 2 years, and since you need to pay tax on the interests also (unless you are F1), I think those 5 or 5.14 only differ a little in 1 or 2 years. so put it in a place that you can withdraw easily and quickly.

先谢谢这位,以及楼上各位。

可是你干吗用“COME ON"这种语气啊,搞的我问了一个巨白痴的问题一样的。

我不就是让大家给我推荐一个利息相对高一点,随时可取的帐户么。

BTW,我还是开了COSTCO的CAPITAL ONE了,5.14%,因为是EXCECUTIVE MEMBER, 所以可以拿25块BONUS.

我们LOCAL的SUNTRUST, 13个月CD有5.75%,可是没有PENALTY FREE WITHDRAW,所以为了LIQUIDITY,还是放弃了。

sorry, I like to use "come on". What I mean is, for emergency money, consider more on availability. :-)

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