ADVERTISEMENT
返回
  • 浏览过的版块

1
ADVERTISEMENT
Huaren
等级上士
威望1
贴子1420
魅力1721
注册时间2006-11-02

gerrysusan

查看全部

买房morgate interest&property tax免税,贷款points和transfer tax呢?

2666

12

2007-04-11 14:56:00

When I used turbo tax, i were asked to input points by tax software. but I don't know the exact rule/caculation of this.

Transfer tax, in our state , both buyer and seller need to pay 1%of the final sale price of the house. But I researched over internet and find nowhere in tax software to enter this big amount of money. In chinese, it's 过户费. Say you will be the owner of the title of the house.

Huaren
等级上士
威望1
贴子1420
魅力1721
注册时间2006-11-02

gerrysusan

查看全部

2007-04-11 15:15:00

Thanks!

By the end of the year you purchased the house, you will get a statement from your mortgage company. and it specifically written how many points you have paid. So don't worry. Just follow the software.

In my case, I feel like it's not counted for both broker origination fee (1%) 和 lender origination fee.But I really didn't find any answer for this.

Huaren
等级上士
威望1
贴子1420
魅力1721
注册时间2006-11-02

gerrysusan

查看全部

2007-04-11 16:01:00

以下是引用kissmalleye在2007-4-11 15:24:00的发言:

谢谢各位。

I paid alot broker origination fee (1.5%) and lender origination fee (1%)

看来都没戏啦,哈哈。

好在老子有的是钱

MY god, that's a lot. For me, There was only $500 loan origination fee. and 1% transfer tax
Huaren
等级上士
威望1
贴子1420
魅力1721
注册时间2006-11-02

gerrysusan

查看全部

2007-04-11 16:21:00

以下是引用kissmalleye在2007-4-11 16:10:00的发言:

you are lucky. your loan orgination fee is deductable.

I didn't pay transfer tax, however.

各有得失.

初始化编辑器...

到底了