kathzh
买房morgate interest&property tax免税，贷款points和transfer tax呢？
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2007-04-11 15:15:00
the definition of "points" is P145
You cannot deduct "broker origination fee " and "lender origination fee" and " transfer tax", please check P143 and P144.
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Disclaimer ---
Any specific questions should be directed to your tax professional.
以上意见纯属个人观点, 贪玩而已. 话一出口, 概不负责.
如果你对我的回答有质疑, 请到下列网站找正确答案---
税 --->IRS , 一切以publication为准,
投资常识 ---> SEC , NASD,
投资数据 --> Morningstar,
保险 ---> 各州insurance department,
Financial planning ---> CFP
我不推荐投资公司的出版物. 此外, 每家公司有不同的compliance标准, 过往的经验不代表现在的经历. 在patriot act实行以后, 有些表格和条款是必须的…
Sorry, I am a bit busy at work...
Sometimes lenders like to creat different names on the fees. I am not
sure if " Lender origination fee " is the same as "loan origination
fee" or some other calculations...
The quickiest way to find out how much points you paid is a statement you should have received from your lender. It is Form 1098 Mortgage Interest Statement. The statement for you is "copy B for payer" (A goes to IRS, C goes to lender..)
On this statement , box 1 is the mortgage insterest. box 2 is "points paid on purchase oof principal residence" . This is the number(and the correct number ) you will be able to claim ...
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the publications you might need to check out are Pub 936 and Pub 505. Topic 504.
[此贴子已经被作者于2007-4-11 16:43:31编辑过]
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