也问个牙医收费的问题

等级二等兵

威望--

贴子295

魅力600

注册时间2008-02-10

NickRan

也问个牙医收费的问题

1410

2008-10-30 10:23:00

大概一个月以前牙疼去看一个牙医，结果医生说整个牙齿都坏了，需要拔牙，因为疼的受不了了，随即决定拔牙。

因为公司有保险，那个maximn limit 是$1750,

	Service	Submitted Charges	Negotiated Amount	Charges Not Covered/Other	Covered Balance	Applied to Deductible	Member Coinsurance	CIGNA Coinsurance
Comprehensive oral exam	08/27/2008	$70.00	$41.00	$29.00	$41.00	$0.00	0% = $0.00	100% = $41.00
Full-mouth x-rays	08/27/2008	$110.00	$75.00	$35.00	$75.00	$0.00	0% = $0.00	100% = $75.00
Totals		$180.00	$116.00	$64.00	$116.00	$0.00	$0.00	$116.00

具体收费情况如上图所示，我第一次在美国看牙医，Submitted Charges是不是我可以理解为牙医要收费$70,结果保险公司砍价到$41, 就是Negotiated Amount,其实最后付的就是 $41, 由于我是第一次full mouth X-ray,所以保险cover了，

	Tooth Number	Service	Submitted Charges	Negotiated Amount	Charges Not Covered/Other	Covered Balance	Applied to Deductible	Member Coinsurance	CIGNA Coinsurance	Remarks
Surgical extraction	14	08/27/2008	$205.00	$151.00	$54.00	$126.00	$25.00	20% = $25.20	80% = $100.80	DB
Totals			$205.00	$151.00	$54.00	$126.00	$25.00	$25.20	$100.80
这个是我真正拔牙的手术，意思是保险付80%,我自己要付20%,自己出$25.2. 可我为什么到现在还没收到$25.2的账单呢？不知道我上面的理解对不对？

Tooth Number

Service

Submitted Charges

Negotiated Amount

Charges Not Covered/Other

Covered Balance

Applied to Deductible

Member Coinsurance

CIGNA Coinsurance

Remarks

Surgical extraction

08/27/2008